Insurance Bad Faith
When an insurance company violates principles or regulations governing insurance law, it may constitute bad faith in denying a claim, stalling in making a decision on a claim, or requiring unreasonable actions or documentation by an insured to prove a claim.
In addition to the value of the claim itself, an insurance company acting in bad faith may also be liable for damages for causing emotional distress to the plaintiff and perhaps even punitive damages if the conduct, or the pattern of conduct, is outrageous.